If Portfolio Recovery Associates’ Lawyers Lie and Bully You, It is No Anomaly

I asked Judge Rudofsky in the Federal District Court of Eastern Arkansas to allow me my Constitutional Right to have a jury hear my genuine dispute against Portfolio Recovery Associates and their parent PRA Group, Inc. (Stock symbol PRAA)

The Trump appointed judge said that no reasonable juror can believe any of my claims is more probably than not true, except maybe the one distinct claim about the character or amount of the debt PRA alleged. Nothing about annoyance nor invasion of privacy. According to Judge R., it is perfectly acceptable for a stranger to call hundreds of times without leaving a message when you let it go to voicemail and refuse to identify what company they work for if you refuse to tell them your birthday or last four of social security number first.

There is a hearing on a defense motion to kick that one claim out by summary judgment and my motion for reconsideration of the other claims. It is by phone on May 23, 2023. I am unclear if I may give out the code for the public to listen in.

After my briefing was complete, a judge in Virginia approved a stipulated order and judgment between the CFPB and Portfolio Recovery Associates, LLC. The complaint and order recount how the CFPB believes PRA did many of the same things I claimed they did to me to hundreds of thousands of other people.

Apparently Judge Rudofsky does not think the people at the CFPB are reasonable. If the CFPB staff were reasonable to believe the claims of hundreds of thousands of other alleged debtors, than a reasonable juror might believe me. And Judge Rudofsky decided that no reasonable juror might think my rendition of the collection activity claiming I owed $2,297.63 and litigation that caused PRA to set my balance to zero is more probably than not a fact.

Here is a downloadable copy of my notice and the CFPB Complaint and consent agreement with the debt collector.