What Would Make Portfolio Recovery Associates Stop Making Annoying Phone Calls? An Open Email to the World’s Most Litigious Debt Buyer
Dear Counsel,
Troutman Pepper is well aware that the bill of sale offered as evidence of the alleged debt was not adequate proof, as I argued, because there was no reference to the -6049 account nor to me.
Assuming my appeal is successful, I intend to inform the jury that I incurred further damages during the pendency of the appeal. These include but are not limited to an increase in anxiety.
My sleep pattern is disrupted again, and I have had only about four hours of sleep per night for about three weeks. The sleep I have is filled with lucid dreams about traumatic experiences that I had buried by 2017.
While awake, I am ruminating on PRA’s implied threat that it will attack my husband, who keeps his finances completely separate from mine, which might cause discord in an amazing marriage.
The Court was wrong when he said suing PRA was my choice. Filing suit caused PRA to set the balance to zero, regardless if it was a waiver with an IRC violation or an admission that the debt arose from a data error or fraud. Filing suit presumably would stop PRA from making further annoying phone calls to me after the 30 day verification period. PRA said it stopped calling the -6000 number in 2013, then started calling it again seven years later.
If you know any other way to get PRA to stop calling a person forever, other than suing Portfolio Recovery or giving them an extorted payment, let me know.
Thank you,
Laura Lynn Hammett
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Please leave your comments below, or email bohemian_books@yahoo.com
Friday Funday: PRA Group, Inc., symbol PRAA Takes a Dump
Graph clipped from Yahoo Finance.
Have a nice weekend, y’all.
UPDATE from Hump-day.
How Low Can PRAA Go?
Judge Lee P. Rudofsky’s Biased Opinion: Free Doc of the Day, Transcript of Hearing on MSJ
The transcript of the hearing on my motion for partial summary judgment and the dueling MSJ filed by Portfolio Recovery Associates, LLC is posted below.
[On Friday night, July 7 at 5:59 p.m., attorneys for Portfolio Recovery Associates, LLC sent an email to me. I was sitting out back under the porch, watching a light rain and a grand rainbow, destressing from reading PRA’s latest pack of lies. When I went back to writing for the night (because my hubby was fishing), I opened the email. The version of the transcript I had posted was an unredacted version. There is a redacted version which I am posting tonight in its stead. I got the unredacted version off PACER minutes before I posted it on June 28, 2023. Please let me know if you were one of the readers who downloaded the unredacted version. You should delete it. Thank you and I am sorry for any inconvenience this causes you.]
(The usual $3 per document maximum charge on PACER does not apply to transcripts, so the value of the free document is $13.50. In my spare time I will address the inequity of charging pro se litigants to download copies of their file stamped documents from PACER. Also, how charging the average person to browse through federal district court files discourages the transparency that is supposed to be a cornerstone in our justice system.)
Read the transcript as if you are on a jury. Would you be reasonable to believe that I was telling the truth?
Did PRA call me hundreds of times, more times than they admitted to? Or did I decide to take a full minute to set up a video recording of our call on November 18, 2020, without having received any calls from the same people in the months leading up?
At the time PRA “investigated” my alleged debt, before I filed my lawsuit, did they have any documentation supporting the debt. Or did they base their investigation on one line item in a portfolio of untold thousands or millions of line items that are known to be inaccurate?
Judge Rudofsky decided that no reasonable juror could believe I had a case, and no reasonable juror could agree with me that I had no debt to Portfolio Recovery, nor that the numbers they claimed did not add up.
If you happen to read this transcript of a hearing held in front of Judge Lee P. Rudofsky and you are opposing confirmation of a promotion of Judge Rudofsky, feel free to contact me at bohemian_books@yahoo.com. I’d love to talk. [My attorney and I presume potential attorneys may have access to the unredacted version of all the case documents. Maybe we can form a symbiotic relationship.]
A Higher Law 