This writer has an open case against Portfolio Recovery Associates, LLC for violating the Fair Debt Collection Protection Act, known as FDCPA.

The attached documents are from another case against Portfolio Recovery, Nielson v PRA, 2:18-1610-RMG from the Federal District Court in South Carolina. They are being included here as a research tool. They are in the public domain, downloaded from PACER – Public Access to Court Electronic Records.

If you are a pro se litigant or just like reading court papers, get yourself a PACER account. The documents cost 10 cents per page, but you are not charged if you stay under the threshold. Off the top of my head, you get the first $30 per quarter forgiven if you don’t exceed that amount.

Nielson was represented by an attorney and the case settled before trial.