If Portfolio Recovery Associates, LLC, any of the PRA Group, Inc. Subsidiaries or any other debt collector called you and said you owe a debt that you don’t recall and refused to give you adequate documentation of the debt, you might think about filing a lawsuit against them for violations of the FDCPA or your state law regarding debt collection.

Agencies at both the state and federal level have gone as far as obtaining consent agreements to cause PRA to cease the bad conduct and make multi-million-dollar payments of one kind or another. But those agreements do not seem to slow the greedy company from violating the same provisions of state and federal law again.

Here is one Assurance of Discontinuance obtained against Portfolio Recovery Associates, LLC by the Attorney General of Massachusetts.