Archive | April 28, 2023

Hiding in Plain Sight: How PRA Group, Incorporated Created a Phantom Fortune from Worthless Debt

Thank you to my anonymous muse who taught me that finishing a book is not that hard. And thank you to FeFe Ford, whose encouraging comments revived my faith that my blog posts can change policy and even lives.

I don’t like to toot my own horn. But I’m going to. (Do you notice that when someone says, “I don’t want to say this”, they usually say it?)

A subsidiary of publicly traded PRA Group, Inc. told a whole bunch of lies about me and I had to go back to 2010 searching for the truth. Here is an email I found that was sent to me on the day subsidiary Portfolio Recovery Associates, LLC’s attorneys certified under FRCP Rule 11 that I was getting myself into debt that I could not get myself out of. (Ironically, I was never sued for an unpaid credit card debt nor filed bankruptcy, but Attorney James Trefil, lead liar for PRA, filed for bankruptcy.)

Dear Ms. Lynn,

I sat for a few moments yesterday reading an article I just happened upon that you had written about a man that entered mine and my two daughter lives about five long years ago and we were changed in such a negative way that our world would never be the same. I couldn’t believe my eyes as I was reading about the wrecker who has done so much damage to our family and tears seemed to leak out of my eyes and began to roll down my cheeks and I felt a kind of sorrow because I hadn’t found this site earlier, but at the same time a weight seemed to lift from within me. This must sound strange to you and very emotional but I feel this way because it kind of sounds like the monsters in the closets are about to be exposed? You must already have heard so many unbelievable accounts of what Mr. Bill [Attorney William Spillar, Jr.] and his entourage has done and are capable of I’m sure. I hope with all my heart and soul that what is right and fair happens to the wicked players in that family law court (Torrance Superior Family Law Dept J) as they are exposed for whom and what they really are and all the damage did to so many children and parents. If you ever want our account of what happened to us please don’t hesitate to ask via email. Keep up the good work and let me know if I can be of any help. Thank You!

Bird

The fight against unethical and arguably illegal activity of debt collectors is not as heart wrenching as trying to reunite children with their loving parents. But many of the ills that befall those parents are economic. The destruction of their careers, mental health and credit make it difficult to afford already prohibitive legal fees and the distraught parents are forced to challenge pedigreed and unethical lawyers through self-representation.

The next book I am writing is titled “Hiding in Plain Sight: How PRA Group, Incorporated Created a Phantom Fortune from Worthless Debt”.

Please contribute to my effort by emailing file stamped copies of litigation documents involving Portfolio Recovery Associates or any other PRA Group subsidiary to TheNext55Years@gmail.com. The email I used for the California family court communications was bohemian_books@yahoo.com. My intention when I created the gmail account was to leave my stressful past behind. Tell God your plans…lol.

Snail mail can be sent to Laura Hammett, 16 Gold Lake Club Road, Conway, Arkansas, 72032.