I was stressing on my Supreme Court bid against Portfolio Recovery Associates LLC and evil judge Lee P. Rudofsky. Unfortunately, the Eighth Circuit let the lower court get away with outright lies and hiding the evidence under seal. If SCOTUS doesn’t help, I will be bankrupt.

How ironic. A debt buyer tries to collect $2,297.63 from someone who has no debt. The alleged debtor sues PRA which causes them to immediately set the balance on the account they bought to zero. Then PRA tosses a bone at the poor woman to settle. The plaintiff insists on more money or going to a jury to decide what it is worth. PRA submits doctored records, lies about the plaintiff in certified court documents and offers lower and lower amounts to settle. Huh? Then the judge joins in on the lies, denies the opportunity to show even a jury the evidence and orders the pro se pensioner to pay for the goliath debt buyer’s litigation costs…even though she could not afford her own. The lawsuit sends the alleged debtor from an 803 FICO score to bankrupt.

When I heard the news the other day, that the appellate judges were going to stand behind Rudofsky with no explanation of why they disagreed with my well supported appeal, I felt like I got kicked in the gut. There is no winning for me. Paying the costs of their defense to the PRA Group company will bankrupt me. Settling for nothing means they got away with harassing another old lady and will do it again and again. But writing and publishing a petition for writ of certiorari will also bankrupt me, if I don’t win, and the chance of being one of the few cases chosen each year as a self-represented litigant approaches zero.

I was ready to quit. I made my rock bottom offer to PRA. (If they reject it, I will share the offer with you, my friends.)

Today I was scrolling through the Facebook page of another female poker player, Meg Chapman. She had these inspiring words to offer:

“If you’re worried about the cost of going for it, you should see the price of staying exactly where you are.”