Archive | July 15, 2024

Portfolio Recovery Associates Dumps Numbers Then Lies About the Quantity of Calls They Made

Trump appointed judge Lee P. Rudofsky does not want a jury to hear the evidence in my case against Portfolio Recovery Associates who were collecting an alleged debt generated by Capital One. His last job was as attorney for Walmart and Walmart branded debt from Capital One Credit Cards is sold to Portfolio Recovery Associates.

It wouldn’t help his homeys if the PRA Group subsidiary was exposed.

I know for a fact that PRA made more calls to me than they listed on the call log they generated. I answered the calls. After I told PRA I was filing a lawsuit, all the calls stopped.

Never again did I receive the scripted call, “Hi this is [representative’s name or assumed name] calling on a recorded line for Laura Lynn.” Those calls had the same background noise, the same cadence, and similar neighbor spoofed numbers.

One of the reps told me PRA “owned” all the numbers it called from. I returned calls to those numbers and reached PRA. That changed after PRA produced the falsified phone records.

All of a sudden, none of the numbers worked any longer. PRA was too lazy and stupid to differentiate between the numbers it admitted to calling from and the numbers it actually called from but omitted from its records. It dumped all of them.

Many courts would consider that to be “spoliation” and give a negative inference against the party who destroyed the evidence. Not Judge Rudofsky.

Luckily, I recorded some of the calls to numbers that were on my telephone service provider’s records. My assistant who helped demonstrate that my phone worked made a boo boo. He accidently said it was February 2021. I hadn’t sued until after that, so it was 2022. The last calls from PRA came in February 2021.

If you found this blog because you are getting annoying calls from Portfolio Recovery Associates, hopefully you will learn from my experience. I should have documented even more. It would have been better for me if I wrote down each time I received a call or missed a call from the neighbor spoofed numbers. I should have recorded every one of the calls. I think there are programs you can get to record calls. I’m not great with technology as it is, so I haven’t learned to use any of those programs yet. I should have screenshot the call log on my phone more often and before the oldest numbers fell off the list.

Not that a judge like Lee P. Rudofsky will allow you to progress to a jury trial against PRA or any debt collector. The Eighth Circuit Court of Appeals rubber stamps district court orders against pro se litigants. But if we can document intentional errors well enough, we can possibly stop the errant judges from reaching the Supreme Court.