Courts Help Portfolio Recovery Associates: Here is help for You

Portfolio Recovery Associates is not slowing down.

Even as the stock of parent company PRA Group, Inc. plummets, the debt buyer is dialing for dollars.

It took me filing a lawsuit for violation of the FDCPA and intrusion on seclusion for me to convince Portfolio to quit their incessant calling.

It didn’t end well for me. Judge Rudofsky said no reasonable juror could think that the debt collector’s calls were too annoying. PRA got a judgment for over $8,000 to reimburse their costs of defending themselves. Judge Rudofsky said that even though that is more than my annual income, I didn’t list my expenses, so it wasn’t unjust to make me pay the equivalent of a year’s pension to the billion-dollar company. Easy for him to say, living off a six-figure government job.

But, don’t give up. In a different jurisdiction, for similar conduct, PRA was hit with an $82 million jury verdict. Other pro se litigants are making leeway. And Portfolio Recovery did make a $5,000 Offer of Judgment to me – I just went all in and the dealer pulled PRA’s card off the bottom of the deck.

I hope this document showing a Portfolio Recovery Associates call log, charge off data compiled and contact log will help you convince your judge not to let the defendant cover-up similar documents in your case.