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PRA Group, Inc Stock, PRAA, Breaks Through Its 10-Year Floor

Litigious, vexatious parent of Portfolio Recovery Associates LLC stock price headed to zero?

It is hard to feel sorry for them as they pay their top execs millions per year, while offering their victims $1,000 to settle FDCPA and invasion of privacy cases.

From PRA Group, Inc. 2023 Proxy Statement.

So, Laura White, who is head of risk management and compliance, is paid almost $2,000,000 per year. The parent company’s favored child, PRA, LLC, made Offers of Judgment to me for $1,000 and $5,000 plus costs of under a thousand, for doing things it already paid millions in punitive damages for doing to other victims.

That was two years of heavy litigation ago. Back then, I would have settled for $500,000. When my bloodwork was wack-a-doodle and I could barely get out of bed, I would have begrudgingly settled for $50,000.

But the brilliant risk manager thought it better to spend who knows how much on an army of attorneys to make a point.

Here is some free advice – this is NOT legal advice. I ran a successful real estate sales and development business, and this was my risk management plan. (I was sued only once, in small claims court, because I refused to pay $2,000ish for carpet that was not the color I had ordered.)

  • Your word should be your bond.
  • Have good documentation to back up what you say.
  • Don’t call people who don’t want to be called. Err on the side of caution. (I was a real estate broker and my agents and I made zero cold calls.)

PRA lies.

PRA has lousy documentation, filled with lies.

PRA makes incessant phone calls. When its number is blocked, it calls from another neighbor spoofing number. This conduct gets it sued.

It looks like the stock buying public agrees with me.

Read the Backstory on the Authorities Used by Judge Lee Rudofsky to Rationalize Denying a Motion to Settle the Record

My motion to settle the record was filed in the Eighth Circuit Court of Appeals this afternoon, and I was spent. I quickly posted a filed copy of my work on this site.

After a little rest, getting outside on this perfect Autumn Day for a walk, I looked at the blog and realized I forgot to post a treat I had for y’all.

Here is my motion again, and some motions to settle the record and orders on those motions from two criminal cases.

I know an FDCPA case by a 61-year-old grandma against a PRA Group company is not sexy. So here as your FREE Docs of the Day are records that discuss heroin and cocaine deals, death by overdose, confidential informants and jailhouse lawyers.

Grab something legal to drink or smoke, and enjoy.

We All Know What Bias Looks Like, Except Maybe Judges (Hint: Rudofsky for One)

Oh, we aren’t married. We just live together and have a joint estate plan. – Houston Judge David R. Jones about pet attorney Elizabeth Freeman (paraphrased)

Judge Lee P. Rudofsky wasn’t quite as bad, but bad enough. He forgot to mention that the company he was employed with right before becoming a judge, partnered with credit card companies. Those credit card companies sold non-performing debts to Portfolio Recovery Associates LLC. One of the credit card companies, Capital One, sold an alleged debt that I allegedly owed, to Portfolio Recovery Associates, LLC. Judge Rudofsky failed to disclose this relationship when presiding over my invasion of privacy and FDCPA case against PRA.

Rudofsky wasn’t literally in bed with Capital One and PRA. Figuratively speaking though…

And memories of that little money-making orgy weren’t enough. The three decided to gang rape me for complaining about PRA and Capital One’s debt collection practices.

They found themselves an unpleasant victim.

Arkansas Supreme Court Reverses Order Granting Motion to Dismiss a Legal Malpractice Case Against James Swindoll

FREE Doc of the Day

Take-away:

Silence amounts to a positive act of fraud when there is a confidential or fiduciary relationship.

Does that apply when a judge demands confidentiality and sealed documents in a case involving a pro se litigant, and then lies to the public about what is said in the concealed documents? It should.

A Little Confusion in the Federal Court Eastern District of Arkansas

Trump appointed Federal Judge Lee P. Rudofsky is fixin’ to get a FOIA request for a recording of a hearing that was transcribed inaccurately.

The transcript of the hearing did not include the dialogue that would be expected before the parties stipulated to a protective order. My personal memory of the hearing was that the dialogue occurred.

After Court Reporter Stephen Franklin fulfilled my order for a transcript of the hearing of December 1, 2021 in case 4:21-CV-00189-LPR, Laura Lynn Hammett v. Portfolio Recovery Associates, LLC, et al, I sent this inquiry by email:

“May I please listen to the recording of the 12/1/21 hearing.”

The lack of a question mark was a Freudian slip, as what I meant to say was, “you are going to hand over the tape eventually or die of old age first.”

Mr. Franklin replied:

“This was a telephonic conference.  We were not in the courtroom. If there were a recording, it would have been my personal laptop, and I do not keep those, as the only official record is my stenographic notes.”

I filed a motion to settle the record, a supplemental authority and a follow-up motion necessitated by a snarky comment PRA made in its opposition. (See FREE Docs of the Day below.)

Judge Rudofsky denied my motion and follow-up motion. (See those FREE Docs of the Day below also.) The confusing line is this:

“However, out of an extreme abundance of caution, the Court decided to double-check the portion of the transcript cited by Ms. Hammett (plus a full page before and after the page range she identified) against the audio recording.”

Wait! Didn’t the Court Reporter tell me that “if there were a recording”, he did not keep it?

I’ll keep y’all posted about how the Court explains this one.

At least when this case began, Judge Rudofsky used to feign interest in providing justice and wrote well written (but disingenuous) orders. Now he writes something like, ya, what he said. PRA can do no wrong. Hammett can do no right. Still the judge, who I now call Pinokiofsky, refuses to recuse based on 28 U.S. Code § 455(a).

Pro Se Litigants Need to Guard Their Health

Learn from my experience.

I tried to represent myself in court while my physical health was failing, and my anxiety level was through the roof. It doesn’t work.

Take care of your health first.

Here is an excellent doctor who gives practical advice that you could and should follow probably.

(I am not a doctor, not an attorney. This is not medical or legal advice. It is a link to a doctor’s Youtube videos and my personal experience.)

FREE Doc of the Day Set of Documents Concerning Right Wing Conservative Attorney John M. Pierce

You won’t hear much about my own cases these next few weeks. My appeal of the Trump appointed Judge Lee P. Rudofsky’s orders in an invasion of privacy case against a PRA Group subsidiary is due on November 5th.

Honestly, I skimmed this group of Docs of the Day. They are thought provoking.

Whether we agree with Mr. Pierce or not, he is a fine writer.

Judge Rudofsky is an excellent writer, also, but appears to lack something in the character department.

Even Satan is reputed to have a silver tongue.

Please let me know what you think about Attorney Pierce in the comments.