Laura Lynn Hammett to Expand Her Crusade for Truth and Justice as We Enter 2025
“I commend your fearlessness..you know this . You have a platform that needs to be expanded..maybe a podcast…so the crooks can hear more about how full of shit they are and…and..so they can creep into your podcast platform and be insulted with facts.(.i.e. freedom of speech )” – Long Time Friend and Colleague
One recent YouTube video added to my channel covers dishonesty by a local business, Salon Professional Academy. After too much effort, the business agreed to refund money they collected from me for a skin care product that was going to expire well before I could use it. First though, they agreed to only exchange it. They tried to give me a bottle in a box with no expiration date on it. I removed the bottle to expose the 2022 expiration. (This was in 2024.)
As if that was not bad enough, after a big show of making a refund to my credit card, the refund was not made. I had to call the man who started the LLC that owns Salon Professional Academy and do another round of bitch and complain before the refund was actually made.
My YouTube channel will include, in addition to evidence of court corruption and incompetence, examples of business representatives and government officials lying straight faced, trying to rip off ordinary people and refusing to do the jobs they are paid to do.
Do You Have Information That May Lead to Criminal Corruption Charges Against PRA Group, Inc or Subsidiaries?
The Department of Justice’s Criminal Division has launched a Corporate Whistleblower Awards Pilot Program to uncover and prosecute corporate crime. Under this pilot program, a whistleblower who provides the Criminal Division with original and truthful information about corporate misconduct that results in a successful forfeiture may be eligible for an award.
Here are the guidelines.
Do you have information about PRA Group affiliate Portfolio Recovery Associates altering business records, such as deleting entries from calling lists and communication logs?
Do you have information about the debt collector committing fraud on the court in debt collection cases or defense of FDCPA violations?
Do you have information about Portfolio Recovery Associates making intentionally false statements to the CFPB during a CID?
We need brave employees to stand up against corruption. The potential award, a percentage of the forfeiture from the corrupt company exceeding $1,000,000, should act as a bravery pill.*
*I am not a licensed doctor, and my suggestion that you take the bravery pill is only metaphorical.
Solutions: We Need Federal Judges (Nominated by Our President) Who Are Not Serving Walmart
The rhetoric from the left and the right sounds purposefully divisive. The following is speculative, but certainly a plausible theory:
J.D. Vance brought up the high prices at the grocery store since Kamala Harris took office. He is right. For a moment, I leaned back toward the Republican ticket. Then it got in my head… Trump appointed federal judge Lee P. Rudofsky was counsel to Walmart immediately before taking his position on the bench.
I personally know how dark and sinister Judge Rudofsky is, that he lied outright in his opinions favoring debt collector Portfolio Recovery Associates, who buy Walmart debt.
It is not beyond Rudofsky and his bunch to purposefully raise prices for common household goods while their cronies are out of office, to make the sitting president look bad and make an outrageous profit too.
But, if Trump is put back in place, will prices fall? Questionable. The first thing I learned in Econ101 is that prices are sticky downward. Now that Walmart knows it can squeeze the ordinary person for twice the price for food, without raising wages for the masses by anywhere close to 100%, it will be hard to drop the prices. It is probably easier to invent a new narrative of why the prices are stuck high and it is the other side’s fault.
For whatever reason, the economy has gone to hell on the Democrats’ watch. And I hate losing personal liberties like we did with vaccine mandates. The gun confiscations proposed by Democrats are clearly in violation of the 2nd amendment. And I believe life starts at conception. I agree with Nicole Shanahan that there are cases in which bringing a child to full term is outweighed by the risks to the mother or the viability of the child’s life. I don’t think we can force a woman to go to extraordinary measures to keep the fetus, and in fact had a spontaneous abortion once myself. That was God’s will, not mine. I did follow my doctor’s advice and had the D&C. That seemed like common sense.
Still hopeful for leadership that wants peace and prosperity for all, I looked at a few Robert F. Kennedy – Nicole Shanahan videos. This one doesn’t directly discuss court, though immigration is a legal issue. It does show that the independent candidates are thoughtful and bright. Please listen to them yourself. Then introduce them to one friend.
How Judge Lee P. Rudofsky Emulates Adolf Hitler
“This constant lying is not aimed at making the people believe the lie, but at ensuring that nobody believes anything anymore. And with such a people, you can then do what you please. They are deprived not only of their capacity to act but also of their capacity to think and to judge.”
- Hannah Arendt (October 14, 1906 – December 4, 1975) German historian and philosopher, “The Origins of Totalitarianism.”
These lines reflect my concern about certain judges including Lee Rudofsky and Susan Weaver’s use of lies not just to mislead, but to undermine trust in reality altogether, leaving people disoriented and passive. This is the underpinnings of a totalitarian regime.
Challenge to Bias Against Pro Se Litigants in the Ninth Circuit Filed
This five-year-old case should be dismissed without prejudice due to lack of subject matter jurisdiction that existed on day one.
My intention is to file the same claims in an improved complaint in a state court.
Any attorney who is interested in representing me on contingency as an individual and the LLC I am a member of in a derivative action, please contact me at bohemian_books@yahoo.com.
To my readers, my time to post on this blog is short lately due to a loved one needing extra attention. I pray that you are encouraged by others and continue to seek justice in my absence.
Lighting Christmas Candles All Year Long
The most beautiful Christmas worship I have taken part in was in a small evangelical church in Oceanside, Grace Chapel of the Coast. They call themselves Grace Vinyard now, but the pastor is still the same gentle, spirit-filled man, Ron Ohst. Thanks to the wonders of the internet, I found a snippet of what takes place on Christmas eve at my first church home.
Each person held an unlit candle. The lights were turned off. Then as we sang Silent Night, one candle was lit. The person holding that candle lit one more. Then each lit candle bearer lit another. In what seemed to be a miraculously short time, the entire church was filled with the light.
Today I am asking you to share the hope, the wisdom and the strength of other pro se litigants or the attorneys who are not afraid to empower us. You can share this blog with someone you bonded with over your court inflicted traumas. You can share the YouTube channel of Advocate Lucinda or Steve Lehto. Think of who inspired or informed you on your journey through our courts.
Reach out to the person behind you. Let’s bring light to one of the darkest places on Earth; what would rightly be called our halls of injustice.
People Just Don’t Read as Much as They Used To
Something I have just skimmed through and thought about but haven’t pursued enough is using YouTube to gain public awareness of the corrupt court conduct in our country.
YouTube, I hear from friends, has the potential of generating income. Not riches, necessarily, but enough to supplement an average income or maybe pay the expenses of litigation.
There are some channels that receive a million views per week. I watched the body cam footage of the police officer murdering Sonya Massey on Police Activity, along with a million other people. It might be as simple as putting in a Freedom of Information Act request for the footage that draws so many viewers and does a great service for the public.
Here are a few of my own YouTube videos:
Help Wanted! Plaintiff Advocates for Equal Justice for Ordinary People, Please Apply.
This pro se case is heading to SCOTUS with a petition for writ of cert. I am looking for an attorney who wants to argue at the Supreme Court. The attorney should be freshly licensed or have a record of advocating for the poor and middle-class against big business,
Here is a summary of the case I drafted today, with an eye on the Supreme Court Justices as the audience.
If you are interested and able, please contact me at bohemian_books@yahoo.com with the best time to call you.
In September 2015, Portfolio Recovery Associates, LLC, the second largest debt buyer in the United States, entered into a consent agreement with the Consumer Financial Protection Bureau (“CFPB”). This agreement came after the CFPB investigated the company’s practices. As part of this investigation, Portfolio Recovery Associates submitted data in response to a Civil Investigation Demand issued by the CFPB. Upon reviewing this data, the CFPB concluded that many of the debts purchased by Portfolio Recovery Associates prior to this investigation contained numerous errors. In the consent agreement, Portfolio Recovery Associates acknowledged the CFPB’s interpretation of the data and agreed to address the identified issues by ceasing collection of alleged debts that lacked Original Account Level Documentation (“OALD”).
Laura Lynn Hammett was an alleged debtor on a list of debts allegedly purchased by PRA from Capital One Bank, USA [get exact name]. During discovery on this Federal Debt Collection Practices Act (“FDCPA”) and state tort case, there was no mention of the Debt on the purchase agreement or any other documentation about the purchase submitted by PRA. Portfolio Recovery Associates claimed it had no OALD of the alleged $2,297.63 it tried to collect from Hammett both before and after the Consent Agreement was signed.
Contradictory to the Defendant’s claim, business records generated by PRA and produced in discovery indicated there were several pieces of OALD. PRA chose not to disclose those. This spoliation of evidence should have supported an inference against PRA, that the OALD shows the Debt to be inaccurate.
Eight months into the case, PRA said it found a single credit card statement. The statement had been sent to an address where Hammett did not receive mail, and lacked any indication of by whom, on what and where charges on the account were made.
In 2023, the CFPB and Portfolio Recovery Associates agreed that PRA violated the consent agreement against hundreds of thousands of alleged debtors, such as Hammett.
The Court based grant of summary judgement in favor of PRA on the single piece of the otherwise missing puzzle and a single sentence written by Hammett that the Court truncated shamelessly to alter the meaning. The Court said Hammett agreed that she owed the Debt. Hammett actually said repeatedly that she did not owe the Debt! The Court rejected the evidence of general inaccuracies in the debts purchased by PRA as collected and analyzed by the CFPB.
Hammett’s income is below the poverty level, but her FICO score was 803 at last glance, an exceptional score. Hammett could borrow about $8,000 to fund litigation. PRA has a line of credit of [_billion?__]. Hammett anticipated being able to hold depositions of officers of PRA and the CFPB with borrowed funds, that would be returned upon resolution of the case.
Hammett’s ability to afford depositions was destroyed when the Court denied her motion to file electronically. The cost of printing her documents in quadruplicate and delivering them to the courthouse in another county would cost about $8,000. (It also exposed Hammett to COVID, which she contracted during the proceedings.) Hammett, who is a fiscal conservative, could no longer afford depositions.
Hammett used a Freedom of Information Act request to the CFPB to obtain the records of her alleged Debt and the other Capital One debts supposedly purchased by PRA. The CFPB claimed all the information in its CID was confidential. Because PRA demanded confidentiality of the data it provided to the CFPB despite the negative treatment by the CFPB, the analysis of that data should be deemed accurate. If it was inaccurate, PRA should want that known.
PRA generated documentation, its communications log, call history, and a low-level representative’s policy and procedure manual, for Hammett’s case. The Court overlooked the discrepancies between PRA’s own records and found for the debt collector. Yet PRA demanded confidentiality of that data, as well, and the Court approved PRA’s demand.
The CFPB is paid for by public funds. It is tasked with protecting the public from unscrupulous debt collectors including Portfolio Recovery Associates. The Court is obviously not as adept at analyzing financial data as the CFPB. The Court acknowledged that he is not an expert and that his wife handles the finances in his house. [Find quote in hearing at courthouse]
The Court’s concurrence with a statement issued by the Arkansas Attorney General when the Court was Arkansas Solicitor General, saying the CFPB was on an unconstitutional power grab, gives the appearance that the Court would not want to give due weight to the evidence as analyzed by the public agency.
The Court’s last employment before taking a seat on the bench was as counsel to Walmart. Capital One issues Walmart branded credit cards. A significant dollar amount of Walmart branded credit is sold to PRA. Neither the District Court nor the Eighth Circuit Court of Appeals found this to create a conflict that reasonably can appear as a bias in favor of the purported present owner of the Capital One Debt and against the pro se litigant. But they should have.
This case is the perfect extension of Loper, which overturned Chevron. We know the Supreme Court’s opinion is that deference to regulatory agency interpretation of law does not need to be given. But what about the facts? The Court should give deference to the regulatory agency’s interpretation of facts collected with public dollars when one of the public presents the interpretation as evidence in private litigation.
While we have the Supreme Court’s ear, this is the perfect case to decide whether the Court is discriminating against a class of people, albeit the majority class, that can’t afford attorney representation.
How Does a Pro Se Litigant Publish a Document on Westlaw?
Thomson-Reuters’ Westlaw is a comprehensive legal research database. It has a robust search engine function that uses Boolean or natural language inquiries. It is a primary source of research for attorneys.
Most Appellate decisions are posted as caselaw. Some lower court orders are also posted. The documents I find most helpful are the small section of trial court documents.
Westlaw may post documents pro se litigants email to them. They posted most I sent. If I had unlimited time or a clerk-assistant, I would send all of them.
My suggestion for today is to email your file stamped motion for recusal to west.briefsandtrialdocsubmissions@thomson.com. Put “Trial Court Docs” in the subject. I add a simple note, such as “Please include the attached Reply to Opposition to Motion for Partial Summary Judgment filed in the United States District Court for the Eastern District of Arkansas. Thank you, Laura Hammett”.
Share your experience with the public. Let others decide if your judge is acting ethically or not.
Please also email a copy to me at bohemian_books@yahoo.com. If I site it in my petition for writ of cert to SCOTUS, discussing the issue of discriminatory practices against pro se litigants, you can feel confident that your motion is good enough to publish on Westlaw.
Write: Don’t Ruminate
The injustices done to ordinary people by some who are supposed to provide law and order is jaw dropping. Look at the video of the killing of Sonya Massey.
What can you do if you are the victim of this kind of injustice? Or if you want to be part of the solution?
Write; don’t ruminate.
Write a blog. You might not reach millions of readers, but you will reach some. Look, I reached you.
Write emails to news agencies.
Write to elected officials.
Write complaints that you can file in court.
The pen used to be mightier than the sword. With the invention of the internet, how much more so is the power of the keyboard?
Write.
A Higher Law 